Secure up to 20% grant and 2% interest advantage now
Loans of up to €10 million, interest rates 2% below market, up to 100% financing, and repayment grants of up to 20%: With NRW.BANK.Invest Zukunft, your company can now access the funding it needs to drive future investments.
Digitize, grow sustainably, drive innovation – and receive real grants from the state of North Rhine-Westphalia? This may sound like a vision of the future, but starting May 19, 2025, it becomes a reality. The new funding program NRW.BANK.Invest Zukunft offers SMEs in NRW the investment boost they’ve been waiting for: reliable funding, strong conditions, and a clear path to transformation.
Best of all: Strategic early planners can secure up to 20% in repayment grants – saving up to €170,000 on a €500,000 investment. But be warned: with benefits this attractive, demand will be high. Those who hesitate may miss out.
The Funding Program NRW Companies Have Been Waiting For
NRW.BANK.Invest Zukunft is not just another niche program. It is the flagship initiative of North Rhine-Westphalia’s transformation offensive. Its goal is to help SMEs remain competitive and future-ready. Investments in digitalization, sustainability, and innovation are specifically supported through subsidized loans and non-repayable grants.
Unlike many traditional programs, this forward-looking funding instrument combines multiple support elements and replaces bureaucratic obstacles with streamlined structures. A simplified documentation process ensures that the focus remains on the project—not on the paperwork.
Investors are Rewarded with Better Terms and Real Grants
SMEs benefit greatly: In addition to interest rates up to 2% below market, the program offers a repayment subsidy—up to 20% for small businesses, 10% for medium-sized enterprises.
The result? Early investors gain access to highly attractive financing that strengthens competitiveness long-term while safeguarding liquidity in the short term.
The program is aimed at companies based in North Rhine-Westphalia (NRW) that invest in areas such as:
- Climate protection technologies (e.g., renewable energies, hydrogen applications, CO₂ management)
- Environmental protection measures (e.g., air purification, noise reduction, water and soil protection)
- Circular economy (e.g., recycling, resource cycles, biomass utilization)
- Efficiency and resource conservation (e.g., energy and material efficiency, waste heat recovery)
- Sustainable mobility (e.g., electric mobility, climate-neutral propulsion systems)
- Digital transformation (e.g., process digitalization, digital products, IT security)
- Innovations (e.g., new products, processes, or business models)
Whether your company is just starting or already has concrete plans: the funding process can—and should—begin immediately.
What Matters Now: Speed and Strategy
Experience with similar programs shows: the rush will come. Once companies realize the financial potential, applications soar. NRW.BANK is urging early planning, as funding is limited and banks require lead time.
What this means for you: Inform yourself now, plan with structure, and prepare your application strategically to gain a financial and timing advantage.
EPSA: Your Expert Partner for Funding in NRW
As experienced funding consultants, we guide companies from the first project idea through to the final disbursement. We work on a success-based model—meaning you only pay if funding is secured.
Our services include:
- Strategic funding planning
- Preparation of all bankable documents
- Application support with your house bank
- Ongoing assistance until project completion
Our goal: maximum funding with minimal burden for you.
Shaping the future means investing wisely today.
NRW.BANK.Invest Zukunft makes it easier for companies to do what’s right—for their business model, for NRW, and for future generations. But it takes clarity, foresight, and a bit of courage.
Seize the opportunity before others do. Those who invest today gain financial advantages and a real edge in tomorrow’s market.
Source: www.de.epsa.com